The Most Reliable Investment: A Comprehensive Ranking of Investments

Choose the investment you think is the most reliable!

Author: Gregor Krambs
Updated on Apr 13, 2024 07:50
Discover the world of investments like never before with StrawPoll's definitive ranking of the most reliable investments! Thousands of savvy investors have cast their votes and shared their insights on the best investment opportunities. Now it's your turn to join the conversation and help shape the ultimate investment guide. From stocks and bonds to real estate and cryptocurrencies, we've got all the bases covered. But wait, there's more! If you have a hidden gem or a unique investment idea that's missing from our list, don't hesitate to suggest it and let others weigh in on its potential. So why wait? Dive into the exciting world of investing, explore the top contenders, and cast your vote for the most reliable investment today!

What Is the Most Reliable Investment?

  1. 1
    56
    votes
    Treasury bonds are issued by the government and are considered one of the most reliable investments due to the low risk of default. They offer a fixed interest rate and are backed by the full faith and credit of the US government.
    Treasury bonds are a type of fixed income security issued by the government to raise funds for various governmental activities. These bonds are considered to be one of the safest and most reliable investments available in the financial market.
    • Issuer: Government
    • Risk Level: Very low
    • Interest Rate: Fixed rate determined at auction
    • Maturity Period: 10 years or longer
    • Interest Payment: Semi-annual
  2. 2
    36
    votes

    Blue-chip stocks

    Oliver Gingold
    Blue-chip stocks are shares of large, well-established companies with a history of stable earnings and dividends. They are considered to be less volatile than other stocks, making them a reliable investment.
    Blue-chip stocks are shares of well-established, financially-stable companies that have a reputation for consistently generating reliable returns over a long period of time. These companies are typically leaders in their respective industries and have a track record of proven performance.
    • Market Capitalization: Large companies typically with market capitalization in the billions.
    • Longevity: Companies with a history of stable growth over many years.
    • Dividend Payments: Blue-chip stocks often pay regular dividends to shareholders.
    • Stability: Relatively stable stock prices compared to more volatile investments.
    • Low Volatility: Typically experience lower price fluctuations in the market.
  3. 3
    26
    votes

    Index funds

    John C. Bogle
    An index fund is a type of mutual fund that is designed to track a specific market index, such as the S&P 500. They offer diversification and are considered to be a reliable investment due to their low fees and consistent returns.
    Index funds are a type of mutual fund or exchange-traded fund (ETF) that aims to replicate the performance of a specific stock market index, such as the S&P 500. They were first introduced by John C. Bogle, the founder of The Vanguard Group.
    • Passive investing: Index funds passively track the performance of an underlying index, rather than actively selecting individual stocks.
    • Low fees: Index funds have lower expense ratios compared to actively managed funds, resulting in potential cost savings for investors.
    • Diversification: Index funds provide broad market exposure across various industries and sectors, reducing the risk associated with individual stock selection.
    • Market representation: Index funds aim to closely represent the performance of the chosen index, providing investors with exposure to the overall market.
    • Performance consistency: Index funds typically deliver consistent returns, as they mirror the performance of the underlying index, which tends to be more stable over time compared to individual stocks.
    Index funds in other rankings
  4. 4
    24
    votes

    Real estate

    Human civilization
    Real estate is a tangible asset that can provide a steady stream of income through rental payments and appreciation over time. It is considered to be a reliable investment due to its long-term potential for growth.
    Real estate is a tangible asset that represents land and any structures or improvements built on it. It includes residential and commercial properties, such as houses, apartments, office buildings, and retail spaces. Real estate serves as an investment and can generate rental income or appreciate in value over time.
    • Physicality: Tangible asset consisting of land and structures
    • Use: Residential, commercial, or mixed-use
    • Ownership: Can be individually owned or held by corporations or institutions
    • Investment: Can generate rental income and/or appreciate in value
    • Location: Varies in geographic location and accessibility
    Real estate in other rankings
  5. 5
    16
    votes
    Gold is a precious metal that is often used as a hedge against inflation and economic uncertainty. It is considered to be a reliable investment due to its historical value and ability to hold its worth during times of market volatility.
    Gold is a bright, metallic yellow color that resembles the natural element gold. It is a popular color for jewelry, art, and decorations. It is often associated with wealth, luxury, and success.
    • Hex Code: #FFD700
    • RGB Value: 255, 215, 0
    • CMYK Value: 0, 16, 100, 0
    • Hue: 51.429
    • Saturation: 100%
  6. 6
    21
    votes
    Corporate bonds are issued by companies and offer a fixed interest rate over a set period of time. They are considered to be a reliable investment due to their low risk of default and predictable income stream.
    Corporate bonds are debt securities that are issued by corporations to raise capital. They are a type of fixed-income investment where investors lend money to a company for a fixed period of time in exchange for periodic interest payments and the eventual return of the principal amount upon maturity.
    • Yield and Coupon Rate: Corporate bonds offer fixed coupon rates and yields determined at the time of issuance.
    • Credit Risk: The creditworthiness of the issuing corporation affects the risk associated with corporate bonds.
    • Maturity Period: Corporate bonds have specific maturity dates, which can range from a few months to several years.
    • Callable or Non-callable: Some corporate bonds may have callable features that allow the issuer to redeem them before maturity.
    • Rating Agencies: Independent rating agencies assess the creditworthiness of corporate bonds and assign ratings based on risk.
  7. 7
    7
    votes

    Dividend stocks

    Stock market
    Dividend stocks are shares of companies that pay regular dividends to their shareholders. They are considered to be a reliable investment due to their consistent income stream and potential for long-term growth.
    Dividend stocks are stocks of companies that pay out a portion of their profits to shareholders in the form of dividends. These stocks are popular among investors seeking a steady income stream, as they provide regular cash payments. Dividend stocks can be found in various industries and sectors, and their value can fluctuate based on market conditions and company performance.
    • Income generation: Dividend stocks provide a reliable income stream for investors.
    • Dividend yield: The dividend yield represents the percentage of the stock's price that is paid out as dividends annually.
    • Dividend history: The track record of consistent dividend payments is an important factor for dividend stock investors.
    • Dividend growth: Companies with a history of increasing dividends signal strong financial health and stability.
    • Stability: Dividend stocks generally exhibit more stability compared to non-dividend-paying stocks.
  8. 8
    13
    votes
    Municipal bonds are issued by state and local governments to fund public projects. They offer tax-free interest payments and are considered to be a reliable investment due to their low default risk and stable income stream.
    Municipal bonds are debt securities issued by state and local governments to finance public projects such as infrastructure improvements or public facilities. Investors who purchase municipal bonds are essentially lending money to the government entity in exchange for regular interest payments and eventual repayment of the principal.
    • Interest Payments: Municipal bonds offer regular interest payments, which are typically exempt from federal income taxes.
    • Tax Advantages: Interest income earned from municipal bonds is usually tax-free at the federal level, and if you invest in bonds issued by your own state, it can also be tax-free at the state level.
    • Low Default Risk: Municipal bonds are backed by the taxing power and revenue-generating abilities of the issuing government entity, making them relatively low-risk investments.
    • Fixed Income: Investors receive a fixed income stream from municipal bonds, providing stability and predictability in terms of returns.
    • Diversification: Municipal bonds offer diversification benefits by adding a different asset class to an investment portfolio, reducing overall risk.
  9. 9
    6
    votes
    Savings accounts offer a low-risk way to earn interest on your money. They are FDIC-insured up to $250,000, making them a reliable investment for those looking to save for short-term goals.
    A savings account is a type of bank account that allows individuals to deposit and save money while earning a modest interest rate. It is typically used to set aside funds for short-term goals or emergencies. Savings accounts provide a safe and secure place for individuals to store their money with the added benefit of accruing interest over time.
    • Interest Rate: Varies by bank and account type
    • Minimum Deposit: Varies by bank and account type
    • Fees: May have monthly maintenance fees
    • Withdrawals: Limited number of free withdrawals per month
    • Access: Can usually access funds through ATMs, online banking, or in-person
    Savings accounts in other rankings
  10. 10
    8
    votes

    Certificates of deposit

    Bankers and credit unions
    Certificates of deposit (CDs) offer a fixed interest rate over a set period of time, typically ranging from a few months to several years. They are considered to be a reliable investment due to their low risk of default and predictable income stream.
    Certificates of deposit (CDs) are financial products offered by banks and credit unions that allow individuals to invest a certain amount of money for a fixed term. In return, the issuing institution pays a fixed interest rate on the investment.
    • Investment Type: Fixed-term investment
    • Interest Rate: Fixed-rate, predetermined at the time of purchase
    • Term Length: Fixed duration, typically ranging from a few months to several years
    • Principal Protection: Deposits insured by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) up to $250,000 per depositor
    • Liquidity: Usually low, with early withdrawal penalties for accessing funds before the maturity date

Missing your favorite investment?

Graphs
Discussion

Ranking factors for reliable investment

  1. Risk
    The level of risk associated with an investment is an important factor to consider. A low-risk investment is usually considered more reliable than a high-risk investment since it is less likely to result in significant losses.
  2. Return
    The potential return on an investment is also an important factor to consider. A reliable investment should provide a reasonable return on investment over a reasonable period of time.
  3. Liquidity
    A reliable investment should be liquid enough that you can easily sell your investment and retrieve your funds as needed.
  4. Diversification
    Investing in a range of assets and markets can help reduce overall investment risk and increase the reliability of investment returns.
  5. Reputation
    Consider the reputation of the investment vehicle or the company behind it. Reliable investments are usually associated with established, reputable companies.
  6. Time horizon
    Time horizon is an important factor to consider when selecting a reliable investment. Longer-term investments generally come with more risk but may yield higher returns over time.

About this ranking

This is a community-based ranking of the most reliable investment. We do our best to provide fair voting, but it is not intended to be exhaustive. So if you notice something or investment is missing, feel free to help improve the ranking!

Statistics

  • 2069 views
  • 213 votes
  • 10 ranked items

Voting Rules

A participant may cast an up or down vote for each investment once every 24 hours. The rank of each investment is then calculated from the weighted sum of all up and down votes.

More information on most reliable investment

When it comes to investing, the goal is to make your money work for you in the most reliable and profitable way possible. However, with so many investment options available, it can be challenging to determine which ones are the most reliable. One way to determine the reliability of an investment is by evaluating its historical performance. Investments that have consistently provided positive returns over an extended period are generally considered more reliable. Another factor to consider is the level of risk associated with the investment. Generally, investments with higher risk also have the potential for higher returns, but they may not be as reliable as investments with lower risk. It's also essential to consider your investment goals and timeline. Short-term investments may offer quick returns but may not be as reliable as long-term investments that may require more patience. Ultimately, the most reliable investment is one that aligns with your financial goals, has a track record of consistent performance, and is within your risk tolerance. It's essential to do your research and seek professional advice before making any investment decisions.

Share this article