The Most Popular Credit Union in California, Ranked

Choose the Credit Union you think is the most popular!

Author: Gregor Krambs
Updated on May 10, 2024 06:34
Many people in California rely on credit unions for more personalized banking services, lower fees, and community-focused financial options. With numerous credit unions available across the state, it becomes a challenge for potential members to identify which one best fits their financial needs and expectations. A dynamic ranking of these institutions, based on user votes, provides a clear, community-driven guide to the top-performing credit unions. This voting-based ranking system not only helps existing and prospective members see which credit unions are preferred by others, but it also encourages transparency and competition amongst these financial institutions. By participating in the voting process, users contribute to a broader understanding of where each credit union stands in the eye of the public, influencing others in their choice while acknowledging those that deliver exceptional service and support.

What Is the Most Popular Credit Union in California?

  1. 1
    54
    votes
    With over 350,000 members in California, Navy Federal Credit Union is one of the most popular credit unions in the state. They offer a wide range of financial services and have a strong reputation for excellent customer service.
    Navy Federal Credit Union is a popular financial institution based in California. It was founded in 1933 by a group of Navy Department employees who wanted to provide banking services to fellow personnel. Today, it is the largest credit union in the United States, serving military members, veterans, and their families. Navy Federal Credit Union offers a wide range of financial products and services, including savings and checking accounts, loans, credit cards, and investment options.
    • Year Founded: 1933
    • Membership: Open to military members, veterans, and their families
    • Headquarters: Vienna, Virginia
    • Branches: Over 300 branches worldwide
    • ATMs: Over 30,000 ATMs
    Navy Federal Credit Union in other rankings
  2. 2
    21
    votes
    Golden 1 Credit Union
    Coolcaesar · CC BY-SA 4.0
    As the largest credit union in California, Golden 1 Credit Union has over 1 million members and is known for its competitive rates and low fees. They offer a variety of personal and business banking services.
    Golden 1 Credit Union is the largest credit union in California, dedicated to providing financial services to its members. Established in 1933, it offers a wide range of banking products and services, including savings accounts, checking accounts, loans, credit cards, and investment options. With a mission to deliver financial solutions and value to its members, Golden 1 Credit Union aims to enhance the financial well-being of Californians.
    • Membership: Open to individuals who live or work in California, as well as their immediate family members
    • Branches: Over 70 branches across California
    • ATMs: More than 235 ATMs available
    • Mobile and Online Banking: Convenient access to accounts, transfers, bill payments, and more
    • Auto Loans: Competitive rates and flexible terms for purchasing or refinancing vehicles
  3. 3
    17
    votes
    SchoolsFirst Federal Credit Union is primarily focused on serving teachers and other education professionals in California. With over 1.2 million members, they offer a range of financial services including checking and savings accounts, loans, and credit cards.
    SchoolsFirst Federal Credit Union is one of the most popular credit unions in California. It is a nonprofit financial cooperative that serves the education community, including teachers, school employees, and their families. The credit union provides a wide range of financial services and products, including savings accounts, checking accounts, loans, mortgages, investment options, and insurance services. SchoolsFirst Federal Credit Union aims to help its members achieve their financial goals and supports educational initiatives in the community.
    • Founded: 1934
    • Headquarters: Santa Ana, California
    • Membership: Open to educators and their families
    • Assets: Over $17 billion
    • Branches: More than 50 branches
  4. 4
    19
    votes

    Patelco Credit Union

    Walter Patel
    Patelco Credit Union is a popular choice in California due to their low fees and competitive interest rates. They offer a range of personal and business banking services, including checking and savings accounts, loans, and credit cards.
    Patelco Credit Union is a highly reputable and well-established credit union based in California. With a focus on providing exceptional financial services to its members, Patelco has gained a significant presence and popularity in the state. Founded in 1936, it has consistently strived to fulfill its mission of improving the financial well-being of its members.
    • Membership: Open to residents of California
    • Assets: $8 billion
    • Branches: 50+
    • ATMs: 30,000+
    • Checking Accounts: Multiple options with competitive rates
  5. 5
    11
    votes

    Wescom Credit Union

    Wescom Central Credit Union
    With over 200,000 members in California, Wescom Credit Union is known for their low fees and competitive rates. They offer a range of personal and business banking services, including checking and savings accounts, loans, and credit cards.
    Wescom Credit Union is one of the most popular credit unions in California. It was established in 1934 and has since grown to serve over 200,000 members across the state.
    • Membership Eligibility: Open to individuals who live, work, or attend school in select California counties.
    • Branches: Operates over 20 branches throughout Southern California.
    • Products and Services: Offers a wide range of financial products and services, including savings accounts, checking accounts, loans, credit cards, and investment options.
    • Online and Mobile Banking: Provides convenient online and mobile banking platforms for easy account management and transactions.
    • ATM Access: Offers access to a large network of ATMs in California and nationwide.
  6. 6
    10
    votes
    San Diego County Credit Union is a popular choice for those living in San Diego and the surrounding areas. They offer a range of financial services, including checking and savings accounts, loans, and credit cards.
    San Diego County Credit Union (SDCCU) is a popular credit union based in San Diego, California. It was founded in 1938 and has since become one of the largest credit unions in the state. SDCCU offers a wide range of financial services to individuals and businesses, including checking and savings accounts, loans, mortgages, and investment options.
    • Membership: Open to residents of San Diego, Riverside, and Orange counties
    • Branches: Over 40 conveniently located branches
    • ATMs: Access to over 30,000 surcharge-free ATMs nationwide
    • Online Banking: Secure online banking and mobile app
    • Customer Service: 24/7 customer support
  7. 7
    5
    votes
    First Tech Federal Credit Union
    Steve Morgan · CC BY-SA 3.0
    First Tech Federal Credit Union is a popular choice for those working in the technology industry in California. They offer a range of financial services, including checking and savings accounts, loans, and credit cards.
    First Tech Federal Credit Union is a popular credit union based in California. It was originally founded in 1952 as Tektronix Federal Credit Union, serving the employees of Tektronix, Inc. Over the years, the credit union expanded its membership eligibility to include employees and members of various technology companies and associations, making it one of the largest credit unions in the country.
    • Founded: 1952
    • Headquarters: Mountain View, California
    • Membership eligibility: Employees and members of technology companies and associations
    • Assets: Over $14 billion
    • Number of members: Over 600,000
  8. 8
    12
    votes
    Travis Credit Union is a popular choice for those living in the San Francisco Bay Area and Northern California. They offer a range of financial services, including checking and savings accounts, loans, and credit cards.
    Travis Credit Union is one of the most popular credit unions in California. It was established in 1951 to serve the military personnel at Travis Air Force Base. Over the years, it has grown to become a full-service financial institution serving members across multiple counties in California.
    • Membership: Open to individuals who live, work, worship, or attend school in select counties in California.
    • Products and Services: Offers a range of financial services including savings accounts, checking accounts, loans, mortgages, credit cards, investment options, and insurance.
    • Community Involvement: Actively participates in community events, charitable donations, and financial literacy programs.
    • Branch Network: Has a network of conveniently located branches across California.
    • Online and Mobile Banking: Provides online and mobile banking services for convenient access to accounts and transactions.
  9. 9
    1
    votes
    Credit Union of Southern California is a popular choice for those living in Southern California. They offer a range of financial services, including checking and savings accounts, loans, and credit cards.
    The Credit Union of Southern California (CU SoCal) is one of the largest and most popular credit unions in California. It was established in 1954 to provide financial services to residents of Southern California. CU SoCal offers a wide range of banking products including savings accounts, checking accounts, loans, mortgages, credit cards, and investment services. They pride themselves on being member-owned and community-focused, with a dedication to providing excellent customer service and competitive rates.
    • Location: Southern California
    • Established: 1954
    • Products: Savings accounts, checking accounts, loans, mortgages, credit cards, investment services
    • Ownership: Member-owned
    • Customer Focus: Community-focused
  10. 10
    7
    votes
    Redwood Credit Union is a popular choice for those living in the North Bay area of California. They offer a range of financial services, including checking and savings accounts, loans, and credit cards.
    Redwood Credit Union is a prominent Credit Union in California. It was founded in 1950 by a group of employees from the Sonoma County's Public Works Department. With a commitment to serving the local community, Redwood Credit Union offers a wide range of financial services and products to its members.
    • Membership: Open to individuals who live, work, or own a business in select California counties.
    • Branches: Full-service branches across 17 counties in the North Bay and San Francisco.
    • Products: Savings accounts, checking accounts, credit cards, loans, mortgages, investment services.
    • Mobile Banking: Access accounts, transfer funds, deposit checks, pay bills, and more through a mobile app.
    • Online Banking: Manage accounts, view transaction history, transfer funds, and pay bills online.

Missing your favorite Credit Union?

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Discussion

Ranking factors for popular Credit Union

  1. Membership size
    The number of members a credit union has can be an indicator of its popularity. Larger membership numbers suggest that more people trust and use their services.
  2. Assets under management
    The total amount of assets managed by a credit union can also be a factor in its popularity, as it shows how many people trust the institution to manage their financial resources.
  3. Branch and ATM access
    Having a wide network of branches and ATMs can improve the convenience and appeal of a credit union, making it more popular among consumers.
  4. Range of products and services
    A credit union that offers a diverse range of products and services, including savings accounts, loans, mortgages, and credit cards, may be more popular because it can meet a wide variety of financial needs for its members.
  5. Competitive interest rates
    Credit unions that consistently offer competitive interest rates on their products will likely be more popular among consumers, as they can provide better value for their members.
  6. Excellent customer service
    A credit union that provides exceptional customer service – both in-person and through digital channels – will likely have a strong reputation and a more extensive membership base.
  7. Financial stability
    A credit union with a strong financial standing and history of stability will be more appealing to potential members, as it shows the institution can effectively manage its resources and provide a secure environment for members' assets.
  8. Reputation
    A credit union's reputation in the community and among its members can also be an essential factor in determining its popularity. Building trust and maintaining a positive image are crucial for a financial institution's success.
  9. Community involvement
    Credit unions that actively engage in their local communities, support charitable causes, and invest in local initiatives may be more popular among consumers who appreciate an institution that gives back to the community.
  10. Online and mobile banking features
    A credit union that offers user-friendly online and mobile banking tools will likely be more popular among tech-savvy consumers who value convenience and accessibility.

About this ranking

This is a community-based ranking of the most popular Credit Union in California. We do our best to provide fair voting, but it is not intended to be exhaustive. So if you notice something or Credit Union is missing, feel free to help improve the ranking!

Statistics

  • 2704 views
  • 148 votes
  • 10 ranked items

Voting Rules

A participant may cast an up or down vote for each Credit Union once every 24 hours. The rank of each Credit Union is then calculated from the weighted sum of all up and down votes.

More information on most popular credit union in california

Background Information: Credit Unions in California Credit unions are non-profit financial institutions that offer a wide range of banking services to their members. They are owned and operated by their members, which means that profits are returned to members in the form of lower interest rates on loans, higher interest rates on savings accounts, and better overall service. California is home to a large number of credit unions, each with its own unique offerings and membership requirements. Some credit unions cater to specific groups, such as teachers, government employees, or military personnel, while others are open to anyone who lives or works in the state. When it comes to popularity, there are a few credit unions that stand out in California. These include the Golden 1 Credit Union, which is the largest credit union in the state with over 1 million members, and the SchoolsFirst Federal Credit Union, which primarily serves educators and their families. Other notable credit unions in California include the San Diego County Credit Union, the Wescom Credit Union, and the First Tech Federal Credit Union. Each of these institutions offers unique benefits and services to their members, making them popular choices for Californians looking for a reliable and trustworthy financial institution.

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