The Most Popular Credit Union in NC, Ranked

Choose the Credit Union you think is the most popular!

Author: Gregor Krambs
Updated on May 8, 2024 06:34
Selecting the right credit union can be a pivotal decision for many residents in North Carolina, influencing everything from savings growth to loan rates. These institutions are celebrated for their community-focused services and customer-centric approaches. Thus, understanding which credit unions stand out in the crowd based on consumer satisfaction and reliability can provide valuable insight for current and potential members. This ranking system serves as a dynamic reflector of public opinion, driven by the votes of individuals who interact with these credit unions daily. By participating in the voting process, users contribute to a transparent and updated hierarchy of preference and performance. Such insights not only guide new customers in making informed decisions but also encourage credit unions to continually improve their services to meet the needs of their communities.

What Is the Most Popular Credit Union in NC?

  1. 1
    49
    votes
    State Employees' Credit Union
    Monumenteer2014camper · CC BY-SA 4.0
    The largest credit union in NC, with over 2.5 million members and 269 branches throughout the state.
    State Employees' Credit Union is a non-profit financial institution located in North Carolina. It was established in 1937 to serve the employees of the State of North Carolina and their families. Over the years, it has grown to become the largest credit union in the state, offering a wide range of financial services to its members.
    • Year Established: 1937
    • Type: Credit Union
    • Location: North Carolina, USA
    • Membership: Exclusive to employees of the State of North Carolina and their families
    • Size: Largest credit union in North Carolina
  2. 2
    23
    votes

    Coastal Credit Union

    Coastal Federal Credit Union
    Has over 270,000 members and 23 branches in the Raleigh-Durham area.
    Coastal Credit Union is one of the most popular Credit Unions in North Carolina. It was founded in 1967 and is headquartered in Raleigh, NC. With a strong focus on community involvement, Coastal Credit Union offers a wide range of financial services and products to its members.
    • Membership Eligibility: Anyone who lives, works, attends school, or worships in select counties in North Carolina, and their immediate family members, can join Coastal Credit Union.
    • Branches: Coastal Credit Union has more than 20 branch locations throughout North Carolina, offering convenient access to its services.
    • Online Banking: Members can manage their accounts, make payments, transfer funds, and access other online banking services through Coastal Credit Union's secure online platform.
    • Mobile App: Coastal Credit Union provides a mobile banking app that allows members to perform various banking tasks on their smartphones or tablets.
    • Checking and Savings Accounts: Coastal Credit Union offers a variety of checking and savings accounts, including free checking and high-yield savings options.
  3. 3
    28
    votes
    A smaller credit union with locations throughout the state, SECU has a reputation for excellent customer service and competitive rates.
    The State Employees' Credit Union (SECU) is the largest credit union in North Carolina, serving nearly 2.5 million members. It was established in 1937 and is headquartered in Raleigh, NC.
    • Membership: Open to state employees, public school employees, and their families in North Carolina.
    • Branches: SECU operates over 260 branches across North Carolina.
    • ATMs: More than 1,100 surcharge-free ATMs are available to SECU members.
    • Products and Services: SECU offers a wide range of banking services, including savings accounts, checking accounts, loans, mortgages, credit cards, and investment options.
    • Online and Mobile Banking: SECU provides convenient online and mobile banking platforms for easy access to account management and transactions.
  4. 4
    20
    votes
    A credit union that serves the Hispanic community in NC, LCCU has been recognized nationally for its innovative products and services.
    The Latino Community Credit Union (LCCU) is a popular credit union based in North Carolina, focused on serving the Latino community. It aims to provide inclusive financial services and support economic empowerment for its members.
    • Founded: 2000
    • Headquarters: Durham, NC
    • Membership: Open to eligible individuals residing in NC
    • Branches: 15 branches across NC
    • Services: Savings accounts, checking accounts, loans, mortgage services, credit cards, financial education
  5. 5
    19
    votes
    A large credit union based in Raleigh, Coastal FCU has over 230,000 members and 22 branches throughout the state.
    Coastal Federal Credit Union is a well-established credit union based in North Carolina. It has gained popularity throughout the state for its excellent financial services and member-focused approach. Coastal Federal Credit Union offers a wide range of banking products, including savings accounts, checking accounts, loans, and credit cards. With a strong emphasis on community engagement, they actively support local initiatives and organizations. Their mission is to provide personalized financial solutions and superior member service to help individuals and businesses thrive in a financially secure manner.
    • Membership Availability: Open to individuals and businesses in North Carolina
    • Branches: Over 20 branches throughout North Carolina
    • ATMs: Access to a network of thousands of surcharge-free ATMs nationwide
    • Online Banking: Robust online banking platform with features like bill pay, mobile banking, and e-statements
    • Interest Rates: Competitive rates on savings accounts and loan products
  6. 6
    14
    votes
    A community development credit union that provides financial services to underserved communities in NC and other states.
    Self-Help Credit Union is a prominent credit union in North Carolina that provides financial services and support to its members. With a mission of creating and protecting ownership and economic opportunity for all, Self-Help Credit Union offers a range of banking products and services to help individuals and communities achieve their financial goals.
    • Year Established: 1980
    • Headquarters: Durham, North Carolina
    • Type: Non-profit credit union
    • Membership Eligibility: Open to individuals and organizations meeting eligibility criteria
    • Assets: Over $1.2 billion
  7. 7
    7
    votes
    Truliant Federal Credit Union
    Figes · CC BY-SA 4.0

    Truliant Federal Credit Union

    Truliant Federal Credit Union
    With over 250,000 members and 34 branches, Truliant FCU is one of the largest credit unions in the southeastern US.
    Truliant Federal Credit Union is a popular credit union based in North Carolina. It was established in 1952 as the Piedmont Aviation Credit Union serving the employees of Piedmont Aviation. Over time, it expanded its membership and services to cater to a wider audience. Truliant is known for its emphasis on member satisfaction, community involvement, and financial education.
    • Year Established: 1952
    • Membership Type: Community-based
    • Headquarters: Winston-Salem, NC
    • Branches: Over 30 branches in North Carolina, South Carolina, and Virginia
    • ATMs: Access to over 220 ATMs
  8. 8
    10
    votes

    NC State Employees' Credit Union

    State of North Carolina
    A credit union that serves state employees and their families, NC SECU has over 250 branches throughout the state.
    The NC State Employees' Credit Union (SECU) is a not-for-profit financial institution serving the state employees of North Carolina. It was established in 1937 and has since grown to become one of the largest credit unions in the United States.
    • Membership Size: Over 2.4 million members.
    • Membership Availability: Exclusive to North Carolina state employees and their immediate family members.
    • Branches: Over 260 branch locations across North Carolina.
    • ATMs: Over 1,100 ATMs available for members.
    • Services: Offers a wide range of financial products and services, including savings and checking accounts, loans, mortgages, investment options, and insurance.
  9. 9
    5
    votes
    A smaller credit union with branches in Greensboro and Winston-Salem, Summit CU has a reputation for low fees and excellent rates.
    Summit Credit Union is one of the most popular credit unions in North Carolina. It provides a wide range of financial services and products to its members. The credit union was established in 1935 with the aim of serving the financial needs of the local community. With its long history and commitment to excellent service, Summit Credit Union has become a trusted institution for individuals and businesses in North Carolina.
    • Membership Eligibility: Membership is available to anyone who lives, works, attends school, or worships in the eligible counties of North Carolina.
    • Branch Locations: Summit Credit Union has multiple branch locations throughout North Carolina, including in cities like Raleigh, Greensboro, and Charlotte.
    • Online Banking: The credit union offers online banking services for easy account management and 24/7 access.
    • Savings Accounts: Members can open various types of savings accounts to help achieve their financial goals.
    • Checking Accounts: Summit Credit Union offers different checking account options with features such as no monthly fees and competitive interest rates.
  10. 10
    8
    votes
    A credit union that serves the Piedmont region of NC, PACU has over 50,000 members and 10 branches.
    Piedmont Advantage Credit Union is a respected financial institution based in North Carolina. It was established in 1949 by a group of Piedmont Airlines employees who sought to provide affordable financial services to their fellow airline workers. Today, the credit union has grown to serve a wide range of members across the state. With a strong emphasis on community and member satisfaction, Piedmont Advantage Credit Union offers a variety of banking services and products.
    • Founded: 1949
    • Based in: North Carolina
    • Membership: Available to individuals and businesses
    • Branches: Multiple locations throughout North Carolina
    • Services: Checking and savings accounts, loans, credit cards, mortgages, investment options

Missing your favorite Credit Union?

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Discussion

Ranking factors for popular Credit Union

  1. Membership size
    The number of members in a credit union is an indication of its reach and popularity in a region. A credit union with a large number of members is likely to be considered more popular than those with fewer members.
  2. Asset size
    The total assets of a credit union give an indication of its financial stability and the range of products and services it can offer to its members. A larger asset size typically means the credit union is able to provide more competitive and diverse products and services to its members.
  3. Member satisfaction
    High customer satisfaction and positive reviews from members show that a credit union provides excellent service and is meeting the needs of its members. This is a critical factor when determining the ranking of a credit union.
  4. Branch and ATM locations
    A credit union with a wide network of branches and ATM locations is more accessible to members and hence more popular. Availability and accessibility play a significant role in attracting new members and retaining existing ones.
  5. Range of products and services
    A credit union offering a diverse range of products and services is likely to attract a wider range of members and be more popular compared to those with limited offerings.
  6. Competitive interest rates
    Competitive loan and savings interest rates are important factors for members when choosing a credit union, as they directly affect their financial outcomes.
  7. Financial performance
    A credit union with strong financial performance, including profitability and growth, is more likely to be popular as it signifies stability and security for the members.
  8. Community involvement
    Credit unions that are actively engaged in their communities through sponsorships, programs, and financial education tend to garner more support from their members.
  9. Membership eligibility
    Credit unions with broad membership eligibility criteria open to more people in the region are likely to have higher popularity than those with stricter requirements.
  10. Awards and recognition
    A credit union that has received industry awards and accolades for its performance, products, and member services signals popularity and recognition in the market.

About this ranking

This is a community-based ranking of the most popular Credit Union in NC. We do our best to provide fair voting, but it is not intended to be exhaustive. So if you notice something or Credit Union is missing, feel free to help improve the ranking!

Statistics

  • 2038 views
  • 182 votes
  • 10 ranked items

Voting Rules

A participant may cast an up or down vote for each Credit Union once every 24 hours. The rank of each Credit Union is then calculated from the weighted sum of all up and down votes.

More information on most popular credit union in nc

Credit unions are financial institutions that are owned and operated by their members. They offer many of the same services as traditional banks, but often with lower fees and better interest rates. In North Carolina, there are a number of credit unions to choose from, each with their own unique benefits and offerings. With so many options available, it can be difficult to determine which credit union is the most popular. That's where StrawPoll comes in. By hosting thousands of polls and rankings on various topics, including financial institutions, StrawPoll can help you find out which credit union is the most popular in North Carolina.

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